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Interest Rates

Rates current as of August 30, 2024

Personal Account

Personal Accounts
Rate
Annual Percentage Yield (APY)
Standard Savings
.15%
.15%
Money Max Savings
.20%
.20%
N.O.W. Checking
.15%
.15%
I.M.M.A. (Insured Money Market Account)
.15%
.15%
Christmas Club Savings
.50%
.50%
Vacation Club Savings
.50%
.50%

Speak to a customer service representative for more information about applicable fees and terms that may apply.

Business Account

Business Accounts
Rate
Annual Percentage Yield (APY)
Standard Savings
.15%
.15%
Money Max Savings
.20%
.20%
Sweep Savings
.50%
.50%
N.O.W. Checking
.15%
.15%
I.M.M.A. (Insured Money Market Account)
.15%
.15%

Speak to a customer service representative for more information about applicable fees and terms that may apply.

I.R.A.

I.R.A.
Rate
Annual Percentage Yield (APY)
5-Year Variable
2.50%
2.52%
3-Year Variable
2.50%
2.52%
18-Month Variable
2.50%
2.52%
5-Year Fixed
2.50%
2.52%
3-Year Fixed
2.50%
2.52%
2-Year Fixed
2.25%
2.27%
12-Month Fixed
2.50%
2.52%
6-Month Fixed
1.75%
1.76%

Early withdrawal penalties apply for I.R.A. accounts. Penalty for all terms of I.R.A. is three months of interest.

CD Terms

CD Terms
Rate
Annual Percentage Yield (APY)
7 to 31 days
0.10%
0.10%

All regular Certificates of Deposit require a minimum balance of $1,000.00. A minimum balance of $1,000.00 is required to earn the stated Annual Percentage Yield.

 

All Bump Rate Certificates of Deposit require a minimum balance of $5,000.00. A minimum balance of $5,000.00 is required to earn the stated Annual Percentage Yield.

 

Early withdrawal penalties apply.

 

Penalty varies according to term of CD:

  • less than 6 months = 14 days of interest

  • 6 months up to 18 months = one month’s interest

  • 18 months and longer = three months of interest


Speak to a customer service representative for more information about applicable fees and terms that may apply.

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