• Skip to main content
  • Skip to primary sidebar

State Bank and Trust Company

Cajun Banking Served Just the Way You Like It!

Call Us Today 985.475.5826
  • About Us
    • About Us – Our History
    • Our Locations
    • Our People
    • Contact Numbers
    • Calculators
    • Area Links
    • Privacy
    • Privacy – Internet
  • Personal Banking
    • Personal Checking
    • Personal Savings
    • Personal Loans & Mortgages
    • Personal Investments
    • Interest Rates
    • Other Bank Services and Fees
  • Business Banking
    • Business Checking
    • Business Savings
    • Business Loans
    • Business Investments
    • Interest Rates
    • Other Bank Services and Fees

Interest Rates

You are here: Home » Interest Rates
Print This Page Print This Page

Rates Current as of October 1, 2020

Personal AccountsRateAPY*
Standard Savings.15%.15%
Money Max Savings.20%.20%
N.O.W. Checking.15%.15%
I.M.M.A. (Insured Money Market Account).15%.15%
Christmas Club Savings.50%.50%
Vacation Club Savings.50%.50%
Business AccountsRatesAPY*
Standard Savings.15%.15%
Money Max Savings.20%.20%
Sweep Savings.50%.50%
N.O.W. Checking.15%.15%
I.M.M.A. (Insured Money Market Account).15%.15%

Speak to a customer service representative for more information about applicable fees and terms that may apply.

*APY (Annual Percentage Yield)

I.R.A. RateAPY*
6 Month Fixed0.40%0.40%
12 Month Fixed0.60%0.60%
2 Years Fixed0.80%0.80%
3 Years Fixed1.00%1.00%
5 Years Fixed1.00%1.00%
18 Month Variable0.75%0.75%
3 Years Variable1.00%1.00%
5 Years Variable1.00%1.00%

Early withdrawal penalties apply for I.R.A. accounts. Penalty for all terms of I.R.A. is three months of interest.

CD TermsRateAPY*
7 to 31 days0.10%0.10%
32 to 59 days0.10%0.10%
60 to 89 days0.10%0.10%
90 to 179 days0.20%0.20%
180 to 364 days0.20%0.20%
1 year0.40%0.40%
18 months0.40%0.40%
2 years0.45%0.45%
3 years0.45%0.45%
3 years Bump Rate0.35%0.35%
4 years 0.45%0.45%
5 years0.50%0.50%
5 years Bump Rate0.45%0.45%

All regular Certificates of Deposit require a minimum balance of $1,000.00. A minimum balance of $1,000.00 is required to earn the stated APY*

All Bump Rate Certificates of Deposit require a minimum balance of $5,000.00. A minimum balance of $5,000.00 is required to earn the stated APY*

Early withdrawal penalties apply.

Penalty varies according to term of CD:

  • less than 6 months = 14 days of interest
  • 6 months up to 18 months = one month’s interest
  • 18 months and longer = three months of interest

Speak to a customer service representative for more information about applicable fees and terms that may apply.

*APY (Annual Percentage Yield)

Primary Sidebar

Online Banking

Retail Online

Enroll now.
Forgot Password?

Corporate Online

Lost or Damaged Token
Forgot password or PIN?

Pages

  • About Us
    • About Us – Our History
    • Area Links
    • Calculators
    • Contact Numbers
    • Our Locations
    • Our People
    • Privacy
    • Privacy – Internet
  • Business Banking
    • Business Checking
    • Business Investments
    • Business Loans
    • Business Savings
  • Interest Rates
  • Mobile Cyber Security Tips
  • Other Bank Services and Fees
  • Personal Banking
    • Personal Checking
    • Personal Investments
    • Personal Loans & Mortgages
    • Personal Savings
  • Suspicious Email
  • Welcome to
    State Bank and Trust Company!








fdic

Copyright © 2021 State Bank and Trust Company
Website Designed and Developed by Complete Network Management

MENU
  • About Us
    • About Us – Our History
    • Our Locations
    • Our People
    • Contact Numbers
    • Calculators
    • Area Links
    • Privacy
    • Privacy – Internet
  • Personal Banking
    • Personal Checking
    • Personal Savings
    • Personal Loans & Mortgages
    • Personal Investments
    • Interest Rates
    • Other Bank Services and Fees
  • Business Banking
    • Business Checking
    • Business Savings
    • Business Loans
    • Business Investments
    • Interest Rates
    • Other Bank Services and Fees