- State Bank and Trust Company - https://www.sbtcajun.com -

Personal Investments

Certificates of Deposit (CD)

A CD is an insured product with higher yields than a savings account. CD Terms can range from 7 days to 6 years. Rates are determined by term. It is best suited for consumers who want to invest funds in a safe and insured account while still getting a guaranteed return on that investment.

Interest can be compounded or withdrawn. A $1,000 minimum balance is required for all terms.

Click here for current interest rates. [1]

Early withdrawal penalties apply. Penalty varies according to term of CD:

Contact one of our Customer Service Representatives [2] for more information about applicable fees and terms.