Our Standard Savings Account is a basic savings account with a lower maintenance fee than other accounts. It is best suited for businesses wanting to invest smaller amounts of money while maintaining limited access to their funds.
Our Standard Savings account earns interest while maintaining limited access to your funds. A $300.00 minimum balance is required. There is a $5.00 quarterly maintenance fee if the minimum ledger balance falls below $300.00 and there is a $2.00 service charge per withdrawal after three per quarter. There is a limit of six preauthorized withdrawals (including overdraft protection transfers) allowed per statement period.
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Money Max Savings
This savings account offers a better yield than the Standard Savings and pays interest more frequently. It is best suited for businesses wanting to invest funds into an account with some flexibility and access.
A Money Max Savings account features interest paid to account monthly rather than quarterly as with a Standard Savings. There is no monthly maintenance fee if the account maintains the minimum balance of $2500.00 in Money Max savings account. There is a $5.00 monthly fee imposed if minimum balance falls below $2500.00 and a $2.00 service charge per withdrawal or transfer in excess of three per month. There is a limit of six preauthorized withdrawals (including overdraft protection transfers) allowed per statement period.
Should the balance stay below $2500.00 for 90 days, the Money Max Savings will be converted to a Standard Savings Account.